For every 100 cars that are on a road, about 25 of the drivers do not have insurance on their cars. In statistical terms, this reveals a hefty 25% of uninsured drivers driving on California highways and streets. Unfortunately with the recent recession compounded with multiple other external factors, some drivers simply do not have the necessary financials do afford insurance. However, California State Law demands that an owner is required to have insurance on their vehicle. Regardless of the California law, 1 in every 4 drivers still drives without insurance.
In the unlikely event that you find yourself involved in an accident with an uninsured individual, you should seek legal counsel from an experienced car accident attorney immediately.
It is always safest to include uninsured motorist coverage on your insurance plan in the case of an accident happening. Realistically, in California, if you are involved in an accident, there is a 25% chance that the other driver may be uninsured. If your insurance policy does not cover uninsured motorist (UM), then you may be unable to recover monetary compensation for an accident that you did not cause. Being involved in an accident with an uninsured motorist can leave you paying for all of your expenses out of pocket. Car accidents can range in severity from mild fender benders to high-impact collisions that end in fatalities. More so, sometimes the individuals involved in accidents may experience serious bodily injuries that may not be immediately after the incident. This is not limited to on-site paramedic treatment. The force from car accidents can cause serious back and neck injuries, whiplash, chiropractic and therapeutic expenses along with loss of wages. If you do not seek out an attorney by that time, you may be stuck paying for tens of thousands of dollars of medical bills that cannot be covered by the insurance company or the other driver’s insurance.
On the other hand, if you are driving a vehicle which is uninsured and are involved in an accident, you may be putting yourself at risk of being personally sued for the property and bodily damages from the accident. In this instance, if the other party does not have uninsured motorist coverage, they may feel obligated to come after you for causing this accident and violating the law by not having insurance on your vehicle.
Being involved in a car accident can be an extremely difficult time, especially if there are rules and regulations limiting you from recovering what you deserve. If you or a loved one has been in a car accident, for any additional information or question regarding uninsured motorists or insurance coverage relevant to a case, please contact nationally recognized car accident attorney Emery Ledger of Law Offices of Ledger & Associates. To contact the firm call 1-800-300-0001 or visit the website at www.LedgerLaw.com.
