So you were involved in an accident and you’re wondering whether you really need a lawyer to represent you. After all, you’re sure that it was the other person’s fault and there really wasn’t that much damage. Your neck is a little sore, but you’ll feel better in a few days. Why bother hiring a lawyer right? WRONG! Consider the following before you decide that you can handle the situation without consulting an attorney:
1. A Question of Fault: You may be certain that the other party in the collision was at fault, but they may not agree with you. More importantly, their insurance company may not agree with you. As you may imagine, insurance companies make every attempt to minimize liability or avoid liability altogether. You may think you can handle talking to one of their adjusters over the phone – that fault was obvious – but beware. Everything you say to them can be used against you and turned around to hurt your chances of recovering damages. An attorney is experienced in dealing with insurance companies. They know what to say and when not to say anything.
2. Negligence: Determining whether the other party was negligent can be complicated. Do you live in a comparative negligence state? If you have no idea what that means, then you should be able to see why you need professional advice. A lawyer has spent a significant amount of time in school and on the job learning the laws of your particular state. They know how to evaluate a case to determine whether or not the other party was negligent.
3. Damages: Do you have to accept the amount offered by the other party’s insurance company for the damages to your car? Can you get a second opinion for your physical injuries? Will you be paid for your time off work? What about pain and suffering? These are all part of what the law refers to as “damages” in an accident case. As with many issues in an accident case, exactly what damages you may be entitled to recover and how much you may recover will vary from state to state. A lawyer knows these laws and is best situated to explain them to you and help you maximize your damages recovery.
4. Piece of Mind: Maybe the best reason to consult with an attorney is piece of mind. Even a relatively minor collision can be very unsettling. Repairs need to be made and injuries need to be evaluated. You may have missed time off work as a result and can’t afford to spend more time trying to resolve your case with the insurance company. Why put yourself through more stress when it isn’t necessary.
Don’t try to navigate the minefield of a personal injury case by yourself. You have rights that need to be protected. Consult with an attorney as soon as possible after a collision to make sure those rights are protected. If you have additional questions, contact the law offices of Ledger & Associates at 1-800-300-0001 or visit us at www.ledgerlaw.com.
